General Liability Insurance | Smart Shield Insurance
Protect your business against third-party property damage, bodily injury claims, and legal costs. Same-day COI issuance.
General Liability Insurance
General Liability is the essential protective policy for any contractor or commercial business.
It covers financial claims if your operations accidentally cause third-party property damage or bodily injuries on a job site.
Most general contractors require active General Liability coverage before letting you step onto a job site. We issue your COI within minutes.
What does this policy cover?
Third-Party Property Damage
Covers repair or replacement costs if your operations accidentally damage a client or contractor property.
Third-Party Bodily Injury
Financial protection against medical claims if a client or visitor is injured at your job site.
Legal Defense & Attorney Fees
Covers legal representation expenses and court costs in case of a covered lawsuit.
Same-Day COI Issuance
We issue certificates of insurance with additional insured endorsements for your general contractors.
Personal & Advertising Injury
Protection against unintended slander, libel, or advertising infringement claims.