Legal Notices & Terms

Terms of Use & Insurance Disclaimers

Smart Shield Insurance LLC • Last Updated: September 29, 2026

1. Agency Licensing & Corporate Information

Smart Shield Insurance LLC is an independent insurance brokerage duly licensed and authorized to conduct insurance business in the State of South Carolina, with principal offices located at 1807 Cedar Lane Rd Ste B, Greenville, SC 29617.

2. No Insurance Binding Disclaimer (No Binder)

CRITICAL NOTICE: Submitting an online quote request, sending an email, or messaging via WhatsApp does NOT bind, activate, or alter insurance coverage (Insurance Binder).

No insurance policy is in effect until your application is accepted and approved by the respective insurance underwriting company, official proof of insurance is issued, and required down payment has been processed.

3. Rate Quotes and Accuracy

All premium rates and quotes generated through our website calculators are non-binding estimates based on user-provided data. Final rates are subject to underwriting verification, including Motor Vehicle Reports (MVR), Comprehensive Loss Underwriting Exchange (C.L.U.E.) reports, and carrier approval.

4. Governing Law and Jurisdiction

These terms are governed by and construed under the laws of the State of South Carolina and applicable United States federal law, without regard to conflicts of law principles. Any dispute shall be resolved in the courts of Greenville County, South Carolina.

5. Contact Us

For legal inquiries regarding these terms:

📧 Smartshieldinsurance@gmail.com | 📞 +1 (864) 783-5912